Privacy Policy

Last updated on September 4, 2026.

Introduction

Your Policy Coverage and our related companies bring you content on our Website and through email. We also run a marketing and data company. Here’s what that means: we gather information to help advertisers reach the right people through online ads, apps, email, phone marketing, and other advertising methods. As part of this work, we collect, share with partners, and sell information about individual consumers. We also provide services that show you ads based on your behavior across different websites and apps.

In this privacy policy, we describe the personal information you provide and that we gather when you use Your Policy Coverage, and we explain our practices for collecting, using, keeping, and sharing your information. You can learn more about our website by reviewing our terms of service.

Take time to carefully read this policy to learn about our practices concerning your personal information. You have a choice: if you disagree with our policies and practices, simply don’t use our website or join our email list. By choosing to access or use this website or any of our other services, you’re consenting to this privacy policy.

Application And External Sites And Services:

Inclusion of a link on Your Policy Coverage does not constitute endorsement of the linked website’s privacy practices. We advise caution and encourage you to review their policies before providing any personal information.

Ways We Gather Your Personal Information:

We collect information at this website that you provide to us, such as name, email address, phone number, and mailing address, and anything you choose to submit on an inquiry form. We may supplement the data you provide with additional data that we obtain from third parties, including affiliates, marketing or advertising partners, data brokers, and other third-party data providers that have obtained your personal information from their own services. We also automatically collect some additional information using web technologies like cookies and other tracking technologies, to perform analytics on our website and to facilitate advertising. See below for more information.

The Data We Collect:

“Personal information” includes any data handled by the Company in the course of its business that identifies or can reasonably be associated, directly or indirectly, with a specific individual or household, regardless of how the data is stored or transmitted.

When you subscribe to the Your Policy Coverage, we request certain personal details, including your name, date of birth, street address, e-mail address, and phone number. We also automatically collect information using cookies and similar technologies, such as IP address, imprecise geolocation (inferred from your IP address), device identifiers, timestamps, browsing behavior, and click-through data. Information relevant to advertising may also be obtained from data brokers or publicly available databases, including demographic information, interests, location history, or purchase activity. We limit our collection to data relevant to marketing campaigns. See “Your Privacy Rights” below for more information.

As required by California law, we disclose that during the past twelve (12) months we have collected the following categories of personal information: identifiers; personal information categories described in the California Customer Records Statute (Cal. Civ. Code § 1798.80(e)); protected classification characteristics under California or federal law; internet or other similar network activity; commercial information; professional or employment-related information; imprecise geolocation data; and inferences drawn from other personal information. The information collected may be sold or shared with third parties and our affiliated companies for marketing and advertising purposes. To opt out of the sale or sharing of your personal information visit here at any time.

Sensitive Information Practices

We do not directly gather Sensitive Personal Information, including information concerning race, ethnicity, religion, precise location, LGBTQ+ identity, health status, financial account information, or citizenship. That said, information collected automatically through cookies and similar technologies about your browsing activity may indirectly indicate interest in sensitive topics or groups. For example, visiting content related to particular ethnic communities or medical conditions may imply such interests. We do not create these inferences ourselves, but affiliated companies or third parties that receive personal information may do so. Where applicable law restricts such processing without consent, our affiliates will not make sensitive inferences. We do not collect or use personal information relating to children under the age of 18.

How We Use the Personal Information We Collect

The personal information we collect is used to send you your requested newsletters and to provide content or marketing messages through email or by other channels. We also share personal information with our partners who may send you marketing messages as well (opt-out here). Our use of data might be considered cross context behavioral advertising.

Sharing Personal Information

We sell or share personal information with our affiliated group of companies and with our clients for marketing uses, including cross context behavioral advertising. We also share personal information with contracted service providers, for advertising, web hosting, fraud detection, analytics, information security, or similar services. When we share data, we put contracts in place with all recipients of our data to ensure appropriate data security measures and compliance with laws. We also share personal information where we are required to do so by law (for example, in response to a warrant or court order), or to protect the health, safety, or rights of any person.

From time to time, personal information may be shared with law enforcement, regulatory authorities, courts, government agencies, or other third parties to comply with legal obligations, respond to lawful governmental requests, protect individuals or property, or enforce our rights under applicable agreements, including billing and collection activities. Personal information may also be disclosed in the context of corporate transactions, such as mergers, acquisitions, reorganizations, or asset sales, where user data forms part of the transferred assets.

If you agree to the sharing of your information, we may provide personal information to third parties for purposes that were disclosed to you at the time of collection or described in this policy.

Targeted Ads and Analytics Services

We share personal information collected at and through this website with other companies who may show you advertisements on this or other sites, and for related analysis and reporting purposes. These companies (some of whom may be classified as data brokers) use cookies, pixels, and related technologies to collect information from your browser about certain websites you visit and the advertisements displayed to you or that you click on. We (or they) may combine this with personal information from other sources (including data brokers) and share it with third parties for marketing and advertising purposes (this is also known as “cross-context behavioral advertising” under California law). We (and some of the third parties described in this section) collect your IP address, date and time of your visit to the website and your actions here, your Internet Service Provider (ISP), and the browser type and version you use to visit. This information may be combined with personal information from other sources as described above and used to display advertisements from us or from others through email, apps, websites, social media, direct mail, connected TV, or by other channels. We also use personal information to understand how users interact with this site and the advertising we display in order to understand and improve the user experience.

Cookies and Personalized Advertising

Cookies are small computer files that are stored on your browser for use as identifiers so that we or our partners can recognize your browser on certain websites. We do not track every site you visit on the Internet. At this website, we utilize cookies, pixels, and related automated data collection technologies to operate this site safely and effectively; understand how users engage with our website; display personalized content and advertisements; and track engagement with and response to advertisements or other communications. You can restrict, block, or delete cookies at any time by changing your browser settings. If you use a “do not track” or opt-out setting, we will set an opt-out cookie on your browser to stop additional data collection. If you delete this opt-out cookie, you will need to opt that browser out again because our site will no longer know not to collect data about your visits.

The Website uses a variety of automated data collection technologies, including browser cookies, Flash cookies, and web beacons. Cookies are small data files stored on your device that support core Website functions. You can adjust your browser settings to refuse cookies, though this may limit access to certain Website areas.

Flash cookies may also be used to store information related to your preferences and interactions with the Website. These cookies are managed through Adobe’s Flash Player tools rather than browser settings.

We also use web beacons, pixel tags, and similar tracking technologies on our Website, in emails, and on affiliated sites to measure usage patterns, content effectiveness, and system performance.

Global Privacy Control (GPC) & Do Not Track

We support and honor the Global Privacy Control (“GPC”) signal and other universal opt-out preference signals as valid requests to opt out of the sale and sharing of personal information. These signals are processed automatically when detected from your browser or device. We do not aim to monitor every website you access online. Cookie preferences can be managed or cleared at any time through your browser settings. When you enable a browser-based opt-out signal, such as “Do Not Track” or GPC, an opt-out cookie is placed in your browser to block certain cookies. If this opt-out cookie is deleted or your GPC settings are changed, automated data collection may recommence.

Your Data Privacy Rights

You may exercise your privacy rights, which include: (1) to know, in general, what data we collect and how we use it (please refer to this policy), (2) to direct us not to share your personal information with other companies, (3) to request a copy of the personal information we have collected about you, (4) to request that we delete data about you, or (5) to make other requests relating to your personal information. You may exercise these rights at this page. If you still have questions or concerns after you have exercised your rights, you can contact us using the information listed below. If we cannot resolve your issue, in some cases you may also be able to contact a local privacy authority, where applicable.

If you would like to log complaints, please see below for contact information:

For the FTC: ReportFraud.ftc.gov or go to ftc.gov/complaint. You can also go directly to the Better Business Bureau complaint portal at bbb.org/file-a-complaint.

We are unable to process or respond to a request unless we can confirm the requester’s identity or authority to act. To be considered verifiable, a request must include information sufficient to confirm that the requester is the individual whose personal information we hold or a properly authorized representative, and must clearly explain the nature of the request so it can be addressed. You are not required to create an account to submit a request. Any information provided will be used only to verify identity or authority and to process the request. Upon receiving a verifiable request, we will respond within 45 days. Should we need more time, we will let you know in writing within the first 45-day period, including the reason for the delay and the expected response date, up to 45 additional days.

Where a request is refused as permitted by law, you may seek a review of that decision or contact us with any privacy-related questions using the information below. Certain jurisdictions also provide the right to lodge a complaint with a local privacy regulator. Exercising your privacy rights will not result in discrimination.

Children’s Data

This site is for use solely by people who are 18+. We do not knowingly collect personal information from anyone under 18, and we will remove any such data if we become aware of it.

Protecting Your Personal Information

We protect personal information using technical, organizational, and physical security measures designed to adapt to evolving threats. We have policies and procedures, employee training, and system-based monitoring. We also audit our practices and train our staff regularly to ensure consistency and adapt to changing technology and threats to data.

Retention of Your Personal Information

We retain personal information for as long as necessary to fulfill the purposes described in this policy, including our marketing and advertising services, legal compliance, and dispute resolution. Data that is no longer required for these purposes is deleted or anonymized in accordance with our internal data management practices.

Updates To This Privacy Policy

We may modify or update this Privacy Policy at any time, without prior notice. The revised policy will apply from its listed effective date. You should review this Policy from time to time to stay current on our collection, use, and sharing of personal information.

Personal Information Transferred To The U.S.

This website is based in the United States, and is intended for users in the United States. When you visit our website, you understand and acknowledge that your personal information will be stored and processed within the United States, subject to U.S. laws.

Our Contact Information

For more information or for any issues, please email us at andersholt@yourpolicycoverage.com or 535 Flatbush Ave, Unit 306, Brooklyn, NY, 11225.

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